He Did Not Know That Working In A Bank
Is Haraam: Tawbah When Past Income Contains Both Halal
And Haraam Money
Islamic Rulings -
Living Shariah Verdicts
Islamic Questions & Answers
I did not know
that working in a bank is haram. I have repented and
left this position. What is the ruling on the wealth I
gained from working in a bank? Is it haram?.
Praise be to Allaah.
So long as you did not know that this work is haraam,
and you left this job as soon as you found out that it
is haraam, then you do not have to get rid of this
wealth, and there is nothing wrong with you benefiting
from it, because Allaah says, after stating that riba
is haraam (interpretation of the meaning):
"So whosoever receives an admonition from his Lord and
stops consuming Riba, shall not be punished for the
past"
[al-Baqarah 2:275].
Shaykh Ibn ‘Uthaymeen (may Allaah have mercy on him)
said: Among the things that we learn from this verse
is that whatever a person took of riba before learning
of the prohibition is permissible for him, on the
condition that he repent and stops (dealing with riba).
End quote.
Tafseer Soorat al-Baqarah 2:377
The scholars of the Standing Committee for Issuing
Fatwas said:
With regard to the period during which you worked in
the bank, we hope that Allaah will forgive you for
that sin. With regard to the wealth that you
accumulated and received because of working in the
bank during that period, there is no sin on you for
that, because you were unaware of the ruling
concerning that.
Shaykh ‘Abd al-‘Azeez ibn Baaz, Shaykh ‘Abd al-Razzaaq
‘Afeefi, Shaykh ‘Abd-Allaah ibn Ghadyaan, Shaykh
‘Abd-Allaah ibn Qa'ood.
Fataawa al-Lajnah al-Daa'imah (15/46).
They also said:
If the situation is as you describe, and you gave up
working there after being told that it is not
permissible to work in a bank, then there is no sin on
you with regard to what you received from the bank in
return for working there for the number of months
mentioned, and you do not have to give it in charity;
it is sufficient for you to repent from that, may
Allaah forgive us and you, because Allaah says
(interpretation of the meaning): "Allaah has permitted
trading and forbidden Riba. So whosoever receives an
admonition from his Lord and stops consuming Riba,
shall not be punished for the past; his case is for
Allaah (to judge)" [al-Baqarah 2:275]. End quote.
Shaykh ‘Abd al-‘Azeez ibn Baaz, Shaykh ‘Abd al-Razzaaq
‘Afeefi, Shaykh ‘Abd-Allaah ibn Ghadyaan, Shaykh
‘Abd-Allaah ibn Qa'ood.
Fataawa al-Lajnah al-Daa'imah (15/50, 51).
Repentance (tawbah) when past income contains both
halal and haraam money
What should a person do with the profits he made
from selling cigarettes, when it has been mixed with
other lawful money?
He who has done business in things that are prohibited
in Islam, such as musical instruments, prohibited
cassettes, cigarettes etc. while knowing the ruling on
them then wishes to repent, needs to give away in
charity all the profits he made from them. This will
be a means of purification and will not be counted as
spending in the way of Allah, for Allah is pure and
does not accept but the pure.
Further, if this money gets mixed up with other
earnings, as in the case of a shop owner who sells
many other items, then if he can compute the amount of
profits made from them, he should do it in the hope of
purifying the rest of his earnings.
In other words he who has some money earned through
unlawful means and intends to repent, should:
If he was an unbeliever at the time of earning the
money, he is not obliged to atone for them or seek
their purification. For the Prophet (peace be upon
him) did not demand from his followers that they
purify their wealth after coming into the fold of
Islam. If he was Muslim at the time of earning the
money, well aware of its Islamic ban and prohibition,
then he should separate it out at the time of
repentance. -- Excerpts from the book "I would like to
repent BUT..."
Ruling on working in Bank al-Bilaad
What is the ruling on working in Bank al-Bilaad
which is going to be established shortly? I know from
a source in the Saudi Arabian Financial Institution
that all the transactions of this bank will be
Islamic, but it will not be called an Islamic bank.
Praise be to Allaah.
Firstly:
The Financial Institution is to be commended for its
keenness to establish a bank whose operations are run
in accordance with shar'i rulings. We ask Allaah to
help them to do that which He loves and is pleased
with.
Secondly:
If the operations of the bank are run in accordance
with Islamic guidelines, there is nothing wrong with
working there, even if it is not called an Islamic
Bank. But if its operations are based on riba in
lending and borrowing, or other haraam things, then it
is not permissible to work there even if it is called
an Islamic bank. What matters is what really happens,
not mere names.
The sharee'ah council of the bank has issued a
statement which suggests that the Bank al-Bilaad will
submit to a shar'i policy which requires it to show
all its operations to the sharee'ah council, and to
abide by the council's decisions; the banks operations
will be overseen by a shar'i committee. The shar'i
policy of this bank states that the bank is committing
itself from the outset to applying sharee'ah in all
its operations.
This is a good sign, praise be to Allaah. We ask
Allaah to bless them and help them. You can also get
in touch with the members of the shar'i committee to
find out more and put your mind at ease.
And Allaah knows best.
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